Steps to Buying a Home
1. FIRST AND FOREMOST
Choosing an agent and mortgage broker to work with. Choose the one you think you’ll work best with. All agents and brokers are not created equal.
2. PRIORITIES
Determine your budget and list of needs and wants. What are your PRIORITIES? What are you willing to give up and what are your must haves?
3. PRE-QUALIFY
Once you are pre-qualified, we will start your home search. You’ll want to gather your financial information to prepare for a lender pre-approval, which is different from a pre-qualification. This is done with your mortgage broker.
4. HOME SEARCH
I will be set you up on my Collab center through the MLS which will automatically send you the newest listings that best fit your criteria as they hit the market. Once you see homes you would like to tour we will coordinate the best time for you.
5. OFFER STAGE
When you’ve found a home you love, we’ll work together to submit a strong offer.
6. NEGOTIATION
Once we’ve worked together to finalize the terms of your offer, including the closing date and price, I’ll present the offer to the listing agent and begin negotiations. I will be communicating with you every step of the way.
7. CONTINGENCIES
If your offer is accepted and both parties agree on all terms the purchase and sale should then be fully executed. At this time, time is of the essence, each contingency - including inspection, appraisal etc.. has a deadline that must be met. It will be my job to follow that through to the closing.
8. WALKTHROUGH
We’ll do a final walk-through of the property prior to the closing date to look at the home and confirm any agreed upon repairs from the inspection are completed as requested.
9. CLOSING
We'll coordinate with a closing company to oversee document signing for all parties, help verify that all parties have met the terms of the purchase agreement, and finally, assist in the pay out of all funds, transfer the title, and record the deed.